Frequently asked questions

Not necessarily. Most investment holdings can be transferred in kind, with cost basis carried over. Before recommending any changes, we review each position individually. In taxable accounts, we weigh the capital gains implications of selling and may transition toward your target portfolio gradually rather than all at once, with tax efficiency considered throughout the process.

Yes. As you approach or enter retirement, we work with you to determine which accounts to draw from and when, establish a withdrawal strategy, and set up regular distributions including required minimum distributions. Your portfolio is managed over time to reflect the balance between your income needs and your longer-term financial objectives.

Yes, and we encourage it. With your written authorization, LaSalle St. Capital Management will coordinate directly with your tax and legal advisors. We do not provide tax or legal advice, and we believe that a coordinated team approach serves clients best.

Yes. You may place reasonable restrictions on your account. Common examples include retaining a legacy position you do not wish to sell, excluding specific companies or industries for personal or values-based reasons, and limiting exposure to a concentrated employer stock position. We will work within those parameters in constructing your portfolio.

We conduct at least one comprehensive review each year, with additional conversations whenever significant life events arise, such as retirement, a career transition, an inheritance, the sale of a home, or any other change that impacts your financial situation. Between scheduled reviews, we remain readily available by phone or email, and we will proactively reach out when market conditions or developments within your portfolio warrant discussion. We also stay connected through quarterly performance reports accompanied by timely market commentary and insights.

No. The initial conversation is offered at no cost and with no obligation. Depending on your situation, it may include a discussion of portfolio construction, asset allocation, and risk considerations, informed by our Investment Committee’s research framework.

No. We are based in the Chicago area and welcome in-person meetings when convenient, but we serve clients nationwide and are equally effective working remotely.

Yes. Spouses and family members are welcome at every meeting, and we encourage family involvement in the broader financial picture. With appropriate written authorization, we can include adult children, a trusted family member, or other advisors in account-related conversations.

No. LaSalle St. Capital Management uses separately managed accounts (SMAs), which means each client’s assets are held individually and managed according to that client’s specific investment policy, risk tolerance, and objectives.

The firm charges a management fee based on a percentage of the client’s account value, billed quarterly in advance. A full description of our fees, fee schedules, and any other costs is available in our Form ADV, which we provide to all prospective clients prior to engagement.

LaSalle St. Capital Management has a stated minimum account size of $100,000 for private client relationships. Minimums for institutional and advisor mandates vary based on the scope of services. Please contact us to discuss your specific situation.

Yes. LaSalle St. Capital Management operates as a fiduciary and is obligated to act in the best interest of its clients. This includes providing full and fair disclosure of all material facts, avoiding conflicts of interest where possible and disclosing them where they exist, and managing client assets with appropriate skill, care, and diligence.

LaSalle St. Capital Management manages portfolios through a formal Investment Committee process grounded in both strategic and tactical asset allocation. Long-term capital market assumptions inform our strategic asset allocation framework, which spans equities, fixed income, liquid alternatives, and commodities across six risk profiles. Our tactical framework allows the Investment Committee to make active, forward-looking adjustments to positioning based on a 6 to 24-month economic outlook covering growth, inflation, monetary policy, and global liquidity conditions. For our current views, read our 2026 Outlook.

LaSalle St. Capital Management serves as the dedicated investment management platform behind your practice. We provide portfolio research, construction, and monitoring so that your time can be directed toward client relationships, business development, and the advisory work that distinguishes your practice. As your firm grows, the operational demands of investment management grow with it. Outsourcing that function may support a scalable, repeatable framework for your practice.

Advisors gain access to our full OCIO platform, including model portfolio construction and management, tactical asset allocation decisions made by our Investment Committee, ongoing manager due diligence and monitoring, macro research and quarterly market commentary, systematic portfolio rebalancing, and a dedicated advisory team for client portfolio consultations and questions.

The LSIA Portfolio Solutions platform provides six risk profiles (ranging from All Fixed Income to All Equity), available in three series: Core (taxable fixed income), Core Tax-Aware (tax-exempt municipal bonds), and Core+ (with a liquid alternatives sleeve). All models are actively managed by the Investment Committee and available as separately managed accounts with a minimum of $50,000 per account.

Advisors may engage on a discretionary basis, in which the Investment Committee makes and implements investment decisions within agreed-upon parameters, or on a non-discretionary basis, in which the firm provides recommendations that the advisor reviews and approves. The scope of services is defined in a written advisory agreement.

We provide comprehensive portfolio reviews, fund analysis, asset allocation guidance, portfolio stress testing, and risk assessments, all grounded in our Investment Committee’s research framework, at no cost to advisors exploring a relationship with us.

Your clients gain access to a structured, committee-driven investment process, delivered through your existing advisory relationship. Portfolio decisions are governed by a documented, repeatable process and are supported by dedicated research and risk oversight.

The LSIA Portfolio Solutions platform has a stated minimum of $50,000 per account. For broader OCIO arrangements, minimums vary based on the scope and complexity of the engagement. Please contact us to discuss the parameters of your practice.

LaSalle St. Capital Management provides investment advisory and OCIO services to foundations, endowments, defined benefit and defined contribution retirement plans, and family offices. Each engagement is structured around the institution’s specific investment policy, governance requirements, and long-term objectives.

Yes. The firm may engage as a co-fiduciary or in a fully discretionary capacity, as defined by the client agreement. All services are aligned with applicable fiduciary standards, including ERISA where relevant, and are governed by a written investment advisory agreement.

Services may include asset management (discretionary or non-discretionary), strategic and tactical investment advice, ongoing performance monitoring and quarterly reporting, active participation in Investment Committee or Board meetings, manager evaluation and ongoing due diligence, investment policy development and review, and fiduciary oversight aligned with applicable regulatory requirements.

Yes. Under a discretionary OCIO model, the firm makes and implements investment decisions within the parameters established in the Investment Policy Statement. Under a non-discretionary model, the firm provides advice and recommendations, and the institution retains decision-making authority.

Minimums for institutional mandates vary based on the scope and complexity of the engagement. Please contact us directly to discuss the parameters of your institution’s situation.

The firm’s Investment Committee serves as the governing body for all asset allocation decisions and meets regularly to assess global market conditions, macroeconomic developments, and portfolio risk. For institutional clients, this process is applied within the framework of the institution’s Investment Policy Statement and is documented and reported on a regular basis.

Institutional clients receive quarterly performance reports covering benchmark comparisons, attribution analysis, portfolio positioning, and a forward-looking market outlook. The firm also provides regular engagement with the institution’s governing body, including presentations, investment education, and decision support as requested.